Why You Need Estate Planning


If you are over the age of 18 and of sound mind, you should have an estate plan in place. You must have estate planning if any of the following are applicable to you: (1) have minor or special needs children or a spouse with special needs; (2) are married and have a net worth (including the face value of life insurance) of more than $1 million; (3) have a blended family; and/or (4) own a business. For most people, estate planning involves the preparation of a will, durable power of attorney, medical power of attorney, and physician’s directive, a declaration of guardian, and an appointment of agent to control the disposition of remains.

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